Mount photo on brown and then cream.  Use brown pen to draw border and slashes on cream.  Trim craft color cardstock ¼” on all sides.  Punch several bears out of craft color and adhere to cardstock.  Overlap the bears on top of each other as well as off the edges.  Trim bears that hang off.  Mount this on top of dark brown cardstock.  Journal on cream.  Trace letters on cream and cut out.   Mount an edge of a dark brown bear punch on each letter and trim off excess.